US Schools are questionable

Going into my junior year of college, I have begun to receive these persistent emails about the word no one wants to hear: STUDENT LOANS. When will you start paying off your interest? Can we get started with your payments? And it goes on...but I really question the US Education System. Especially the colleges and universities.

Why are we being charged these exuberant amounts for school? Is school really worth the amount? Where is this money actually going? I understand that schools have to pay their employees and fund to keep the schools open, but when did it came to the point where it had to not only cost so much but have so many students in DEBT and some students not go to school because they can't afford to go or to avoid debt.

People mention that there are SO many scholarships out there to apply for, but when it comes down to them, they are harder to come by. Many have certain requirements such as having a certain income, GPA, and classification and depending on the scholarship, someone can be competing for it locally, regionally, or nationally making the chances of winning very slim.

From my own perspective, I feel as though people who grew up in the middle class get it hard the most when it comes to paying for school. FAFSA calculates how much aid each student will receive every year from the government and if you was to fall into the middle class (not making too little and not making too much), many students do not qualify for aid because FAFSA claims that parents can afford to pay for their children to assist in college, but in reality many cannot. Many parents probably don't make enough to give and depending on the families, some may have multiple children making it more difficult for parents to pay for their child's education.

Students who are considered being lowered class citizens from my observation has a higher advantage of going to school and not being in so much debt because of the more options they have when it comes to scholarships and programs to join.

Those who are part of the rich class have the money to pay for school and depending on certain circumstances, students from this class can probably even go for free to their school because of mutual relationships between their parent and the school.

I honestly just wish school in the US is much more affordable to attend so not only myself, but many other students would not have to worry to much of going in debt and taking out loans. Schools in the US are so prestigious that they turn this so called getting your degree moreso into a business wanting nothing but money from the pockets of the students. This has to change.